Do you have enough money to keep you financially secure if you are in an accident or become seriously ill? Do you live in or around the Bourbonnais, IL area? The professionals at George Ryan Jr. Insurance Group Inc can explain the benefits of health insurance.

Health insurance covers the entire or part of a person’s medical expenses. As with other types of insurance, the risk is shared among many people.

Anyone can become seriously ill or be in a crippling accident at anytime. Age does not matter. Even the young can be susceptible to misfortune. Without the financial protection, a health insurance policy can provide, the result can be devastating.

Did you know that a broken leg can cost as much as $25,000? Without a health insurance policy, the entire cost would be your responsibility. With health insurance, if you have a $1000 deductible, you will pay that, and the insurance will pay the other $24,000. That is why health insurance is vital.

In the event of an unfortunate diagnosis, such as cancer, the cost of treatment over a period of time can really accumulate. If surgery is involved, the cost can be devastating. It can eat up a savings account in no time at all.

A health insurance policy provides many benefits. A yearly preventive care physical is usually covered with no copay or deductible. Lab work, vaccinations, and other tests will be covered as well. There is no better way to ward off illness. Preventive care does just that. It prevents an illness from becoming more severe and allows for early detection and subsequent treatment.

Let the professionals at George Ryan Jr. Insurance Group Inc help you on your way to better health and financial security. Contact our team today.