Commercial Insurance in Illinois

Get More Options for Your Business

Businesses in Illinois are required to carry certain types of insurance. The kind of insurance that you need often depends on your business’ size and industry. You should also consider insurance options that will protect your business from unforeseen circumstances that could impact your source of income.

George Ryan Jr. Insurance Group in Bourbonnais is an independent agency that can help you explore your insurance options. As an independent agency, we work for you, not an insurance company. That means you get more coverage with rates you can afford. Our goal is to help you save a ton of dough, while focusing on your needs first.

Illinois Businesses Need Liability Insurance

Practically all businesses in Illinois, including Chicago, need some level of liability insurance. Some options worth considering include:

• EPLI (Employment Practices Liability Insurance)
• Pollution insurance
• General liability insurance
• Builder’s risk insurance
• Umbrella insurance
• Professional liability insurance
• E&O (Errors and Omissions)

Obviously some of these insurance policies pertain to certain types of businesses. Construction contractors and farms might need pollution insurance, but probably do not not need professional liability insurance. A physician, however, will need professional liability insurance, but probably does not need pollution insurance.

The independent agents at George Ryan Jr. Insurance Group will go over your unique insurance needs to help you decide what policies are optimal to protect your business from its unique risk exposures.

Choose Smart Policies for Your Business

Other types of insurance and financial products that you might need for your business include:

• Workers compensation
• Life insurance
• Health insurance
• Property insurance
• Commercial auto insurance
• Surety bonds

You can also choose a BOP (Business Owner Policy) that bundles several types of insurance into one policy. That can help you save money by lowering the cost of the individual policies in your package.

And we specialize in customizing business insurance packages for farms, physicians, and contractors. So whether you own or operate a farm, medical office, or contracting company, you need the proper, affordable insurance. Contact George Ryan Jr. Insurance Group at 800-647-5121 to speak with an independent insurance agent who cares about protecting your business and helping you thrive.