Auto Insurance in Illinois

Accidents happen, on the road and in life in general. You don't want an accident that happens on the road to affect your entire life due to a lack of insurance or an inadequate amount of coverage. However, independent insurance agents have the ability to get you the coverage you need based on your individual needs. 

Auto insurance protects property and the health of those who you harm in an accident behind the wheel of your motor vehicle. In some cases, it may cover your car in the event you damage or total it. All states besides New Hampshire and Virginia require car insurance. Despite the requirement, every state has its own level of minimal coverage. This means that a person in one state may need to have more insurance coverage than someone in another state. Kankakee, IL auto insurance agents understand that the state's basic requirements for insurance and will educate you on what you need to do to be compliant with the law. For instance, you must have liability insurance. The minimum amount for injury or death of one person in an accident is $25,000. Additionally, you need $50,000 if more than one person is injured. Illinois requires you to have $20,000 for damage done to someone else's property. 

Our agents can also evaluate your current situation as far as your lender's requirements and what is in your best interest based on your age, driving record, who will be driving the car, your vehicle type and value along with various other aspects. Kankakee, IL auto insurance agents serve the Illinois area and provide an individual on what insurance best fits a driver's needs and budget while adhering to the law. They also take into consideration whether you're using your vehicle for commercial purposes. This may require an additional level of coverage.

You can only try so hard to prevent an accident from occurring. Unfortunately, sometimes it's of your control. That's why you need to make sure you're covered in the event of the unpredictable and unpreventable. Contact George Ryan Jr. Insurance Group, Inc, independent insurance agents, today for a quick quote.