Motorcycle Insurance in Illinois

At the George Ryan Jr. Insurance Group, Inc. we provide you with information about the appropriate insurance coverage to get you and your motorcycle on the road. As trusted independent insurance agents, we are here to provide you with the right coverage at an affordable price.

Use the online form to request helpful information from one of our knowledgeable agents about your motorcycle insurance needs.

Registering a motorcycle in Illinois is virtually the same process as for an automobile. Illinois law requires that you provide a certificate of insurance in order to register the motorcycle and obtain license plates. We offer insurance for both Class L (a motor-driven cycle with 150 cc displacement or less) and Class M (motorcycles with more than 150 cc displacement).

Illinois law requires all vehicles to have the following liability insurance coverage at a minimum: $25,000 for injury or death of one person in an accident; $50,000 for injury or death of more than one person in an accident; and $20,000 for damage to property of another person.

We will guide you through other insurance requirements and options including collision and comprehensive coverage, which some lenders require drivers to carry. Other available coverage provides replacement value for your motorcycle if damaged, towing and labor, and custom or non-factory equipment. Gap insurance, umbrella liability coverage, and underinsured/uninsured bodily damage and property damage coverage are also possible.

Have you been cited for driving under the influence, without insurance, or with a suspended license? We also provide SR22 insurance options.

In the unfortunate case where you need to file a claim, our staff will work with you closely to get your vehicle working again as soon as possible. Illinois' comparative negligence (at fault) laws can be confusing, but our team is here to help you make sense of the requirements and paperwork.

Don’t get caught without the level of motorcycle insurance coverage you need. Contact George Ryan Jr. Insurance Group, your choice for Kankakee, IL motorcycle insurance agents, by using the online form or by calling 800-647-5121. Learn more about how we can help protect you, your family and the vehicles you own.